Today I will show you the Best PayPal Alternatives.
But first, listen to this:
When it comes to online money transfer in the modern day, PayPal is pretty much ing ndhuwur rantai panganan, kan?
Nanging, ora ateges saben wong wis wareg karo layanan. Akeh sing wis problems with PayPal, sing menehi inspirasi kanggo nggoleki solusi pembayaran liyane.
If you are looking to replace PayPal, or you ojo sampek akses — fear not. We have prepared a list of as many as 23 PayPal alternatives, which are bound to help you manage your money.
Apa sampeyan butuh kanggo bisnis utawa panggunaan pribadi, kita duwe barang kanggo kabeh wong.
Alternatif PayPal Paling ApikKanggo opsi liyane, deleng ing ngisor iki:
PayPal Alternative No.1: Neteller
Sabanjure, kita duwe Neteller - sistem pembayaran eWallet sing nyedhiyakake kabeh, individu lan bisnis kanthi cara mindhah dhuwit sing gampang, aman, lan cepet. Iki minangka salah sawijining bisnis transfer dhuwit paling gedhe ing saindenging jagad, lan ngolah transaksi transaksi milyar dolar.
fitur:
- Cepet, efisien, lan fleksibel
- Diduweni dening perusahaan dhaptar umum
- Has an in-house VIP reward program that lets you earn money
- Transfer P2P ngidini sampeyan ngirim dana ing saindenging jagad kanthi cepet
Rincian:
- Gratis mbayar ing toko
- Ragad total dhuwit 1.75%
- Ragad ijol-ijolan 3.99%
- £ 8 kanggo kiriman kertu lan kiriman
- £ 8 kanggo ngganti kertu yen ilang utawa dicolong
PayPal Alternative No.2: Fondy
Fondy minangka solusi mandeg kanggo kabeh transaksi online. Sampeyan bisa nggawe pembayaran online saka situs web, aplikasi seluler, komputer, lan portal pembayaran liyane saka piranti apa wae.
Apa maneh Fondy nawakake solusi basis awan maya kanthi label putih, IPSP lan institusi liyane sing nawakake layanan utang transaksional lan finansial online.
fitur:
- Dhukungan kanggo dhaptar akeh CMS
- Dhukungan kanggo iOS lan Android
- Nggawe gateway pambayaran kanthi gampang liwat API khusus
- Penciptaan invoice gampang
- FondyAntifraud lan Comodo SSL kanggo keamanan
Rincian:
- Akun Pribadi gratis
- Pembayaran kertu yaiku 1.8% + 0.2 €, kanggo kertu non-eropa 3.2% + 0.2 € lan kanggo tranfers1.4% + 0.2 €
PayPal Alternative No.3: Payoneer
Payoneer is one of the most popular payment platforms around the world, and one of the main competitors to PayPal. It is an international money transfer platform that allows you to accept payments from clients around the world, including freelance marketplaces, ad networks, affiliate networks, and more.
fitur:
- Gampang kanggo nggunakake
- Dhukungan global
- Penarik bank langsung
- Didhukung dening perusahaan sing paling populer
- Kertu prabayar internasional
Rincian:
- Nggawe akun gratis
- Ragad 1% kanggo nggunakake akun bank
- Ragad 3% kanggo panggunaan kertu
- Ragad 2% kanggo mundur total bank
- $ 3.15 kanggo pengeluaran ATM
- $ 12.95 kanggo panggantos kertu
- Ragad taunan $ 29.95
PayPal Alternative No.4: Xendpay
Xendpay minangka perusahaan pamrosesan pambayaran lan transfer dhuwit internasional, sing didhukung dening RationalFX. Iki nyedhiyakake layanan transfer dhuwit kanthi suda biaya kanggo mayuta-yuta wong sing pindah ing saindenging jagad.
fitur:
- Tukaran kurs sing kompetitif
- Monggo pangguna milih ragad
- Akses transfer global
- Dhukungan pelanggan multibahasa
Rincian:
- Ragad Pay-What-You-Pengin sing regane nganti £ 2,000 saben taunan
- Transfer bisnis bisa mbayar ragad £ 4,000 saben annum
- Biaya 1.7% kanggo pambayaran kertu kredit ing Eropa (2.6% ing wilayah liya)
- Ora mbayar ragad kertu debit ing Eropa (2.6% ing wilayah liya)
PayPal Alternative No.5: Stripe
Stripe minangka prosesor pembayaran elektronik liyane sing apik sing ngidini pedagang bisa nampa pembayaran liwat kertu kredit. Nawakake solusi Stripe Payment sing nampa akeh pilihan, kalebu nggunakake dompet, dhukungan kertu kredit, mata uang internasional, lan liya-liyane. Apik banget kanggo toko online lan offline, lan bisa digabung karo luwih saka 300 produk lan alat.
fitur:
- Keamanan gedhe
- Dhukungan 24 × 7 liwat obrolan langsung, telpon, utawa email
- Manajemen akun
- Data wektu nyata babagan biaya, mbalekaken, transfer, biaya
- Kacepetan Processing gedhe
Rincian:
- Ragad 2.9 $ + 0.30 saben transaksi kertu kredit
- 2.7% + $ 0.30 ragad saben transaksi kertu kredit wong
- 1% ragad tambahan kanggo kertu kredit internasional
- Ragad 0.8% kanggo pembayaran transfer ACH
- Ragad 0.4% kanggo mbayar ulang sawise $ 1 yuta pambayaran sing diproses pisanan
- Ragad chargeback $ 15
- Sawetara fitur biaya tambahan ($ 0.02 saben transaksi ing Sigma, utawa biaya siji-wektu $ 500 kanggo Atlas)
PayPal Alternative No.6: TransferWise
TransferWise is another payment gateway that you can use as a great alternative to both, PayPal and traditional banks. It is pretty much better than both of those options, and it is great for personal use. The firm also claims to have no hidden fees, and the fairest exchange rate. Further, it can complete 90% of transfers between the UK and Europe in a single business day.
fitur:
- Prasaja nggunakake
- Banget cepet antarane Inggris lan Eropa
- Transparent
- Nduwe aplikasi desktop lan seluler
- Pengalaman pangguna sing apik
Rincian:
- Fees beda kanggo negara sing beda-beda
PayPal Alternative No.7: Instarem
Instarem didegaké ing Januari 2014 minangka solusi kanggo pambayaran internasional sing cepet lan gampang sing bakal nyuda biaya lan tundha sing biasane ana gandhengane karo bank-bank. Dheweke tuwuh kanthi cepet sajrone sawetara taun kepungkur, lan duwe 100 karyawan ing 9 kantor global, nglayani sekitar 150 koridor transfer. Uga kolaborasi karo akeh bank cilik, perusahaan, individu, lan pemroses pembayaran liyane.
fitur
- Transfer cepet, aman
- Layanan pelanggan sing apik, kasedhiya 24/7
- Kurs ijol-ijolan murah
- Ngarsane global
Rincian:
- Biaya beda-beda saka negara menyang negara - 0.5% kanggo transfer Hong Kong lan Australia, ragad 0.25% kanggo transfer Singapura, lan padha
PayPal Alternative No.8: 2CheckOut
Banjur, kita duwe 2CheckOut - layanan sing nampilake solusi sing fleksibel, lan target bisnis online. Minangka platform kabeh kanggo kabeh monetisasi, lan dikenal kanggo pilihan pembayaran global lan solusi sing gampang terintegrasi.
fitur:
- Pembayaran global
- Dagang digital
- Tagihan langganan
- Analytics lan nglaporake
- Manajemen resiko
Rincian:
- 3.5% + $ 0.35 saben transaksi kanggo rencana 2Sell
- 4.5% + $ 0.40 saben transaksi kanggo rencana 2Subscribe
- 6.0% + $ 0.60 saben transaksi kanggo rencana 2Monetik
- Ragad 2% kanggo nrima pembayaran ing negara-negara tartamtu
PayPal Alternative No.9: Square
Nalika nerangake solusi kanggo bisnis, alun minangka pilihan liyane sing bisa milih ukuran lan jinis bisnis. Iki kabeh sing kudu mlebu kanggo layanan, lan umume sing paling apik kanggo bisnis eceran lan transaksi wong. Square nawakake rong rencana utama, sing ngidini sampeyan nampa kertu, mriksa, awis, uga kertu hadiah.
fitur:
- Fees murah lan tarif
- Proses aplikasi sing cepet lan gampang
- Regane transparan, kanthi tarif sing padha kanggo kabeh kertu
- API lan SDK sing trep kanggo mbayar pribadi, ing-app, utawa online
Rincian:
- 2.5% + 10 ¢ kanggo transaksi SDK sing maca
- 2.9% + 30 ¢ kanggo pembayaran aplikasi SDK ing transaksi
- 2.9% + 30 ¢ kanggo transaksi API pembayaran Online
PayPal Alternative No.10: PaySera
Paysera is another PayPal alternative that offers inexpensive options for those sending payments between Paysera accounts. It also works well with businesses, as it offers easy syncing of e-shops with its own checkout system. It operates in over 180 countries, but it has a minimum transfer amount of $30.
fitur:
- Kecepatan transfer sing lumayan
- Layanan pelanggan sing apik
- Bisa dianggo karo akeh dhuwit
- Ora maksimal. jumlah transfer
Rincian:
- Transfer gratis ing antarane akun Paysera
- Ngirim dana menyang e-dompet lan akun bank gumantung saka mata uang kasebut
- Kurs tukar mata uang biasane ing 1% wates
PayPal Alternative No.11: FastSpring
FastSpring minangka mitra e-commerce sing biso dipercoyo lan dipercaya kanggo macem-macem perusahaan sing adol produk ing saindenging jagad. Iki minangka solusi e-commerce sing lengkap, sing ngidini pangguna menehi kauntungan nalika menehi rega, lan ngidini dheweke adol luwih akeh minangka bagean saka tawaran gedhe. Iki adhedhasar awan, lan piranti lunak menehi kabutuhan kanggo bisnis digital.
fitur:
- Pembayaran cepet ing kabeh pesenan pelanggan
- Solusi kanggo bisnis berorientasi langganan
- Fungsionalitas checkout beda
- Storefront sing luwes dhuwur
- Kalebu fungsi situs web, mobile, lan in-app sing bisa nggabungake karo toko
Rincian:
- Ora ana informasi informasi khusus. Harga bisa uga adhedhasar kutipan, lan sampeyan kudu direncanakake karo perusahaan
PayPal Alternative No.12: EcoPayz
ecoPayz minangka perusahaan sing nampilake akun prabayar sing ngidini pambayaran online nganti ewu institusi sing beda. Layanan kasebut uga nawakake macem-macem alat pembayaran sing beda-beda, uga EcoCard, yaiku produk asli perusahaan. Makaryakke ing 173 negara, lan ngatasi 47 mata uang.
fitur:
- Bisa karo macem-macem situs judi
- Keamanan sing dhuwur
- Nyimpen pangguna saka kudu liwat mriksa kredit
- Nyedhiyakake anonimitas lan privasi yen dibandhingake karo bank-bank
Rincian:
- Bayi bisa beda-beda gumantung saka jinis akun lan mata uang sing dibahas
PayPal Alternatives No.13: Skrill
Sing pisanan ing dhaptar kita yaiku Skrill, which is one of the most popular alternatives to PayPal for business and personal use alike.
Sampeyan ngidini sampeyan ngirim lan nampa dhuwit, nggawe akun bank, kertu simpen, lan malah mbayar tanpa mbayar alamat email lan sandhi.
Duwe dhukungan kanggo luwih saka 30 negara ing saindenging jagad, lan iku pilihan sing cocog yen mbayar.
fitur:
- Gampang kanggo nggunakake
- Dhukungan kanggo Android lan iOS
- Pembayaran cepet
- Akses terus kanggo dhuwit
- Mbukak akun gratis
Rincian:
- Mbukak akun pribadi gratis
- Bayar 0%, nanging biaya $ 3 saben wulan yen ora nggunakake akun luwih saka 12 wulan
- 3.99% ing konversi mata uang
- 'Panyekel dompet' mbayar ragad 1.45%
PayPal Alternatives No.14: Venmo
Platform pambayaran online liyane sing pantes dingerteni yaiku Venmo, sing sejatine dompet digital liyane, lan platform dagang sosial. Iku cara sing apik kanggo nindakake tumbas lan transaksi sing beda. Uga nawakake macem-macem fitur sing bisa migunani kanggo pangguna.
fitur:
- Olahpesen cepet
- Enkripsi data
- Aplikasi seluler
- Aplikasi web
- Nyinkronake media sosial
Rincian:
- Bukak lan pangopènan akun gratis
- Ragad 3% kanggo ngirim dhuwit liwat kertu kredit
- Fees 1% kanggo transaksi cepet
- Ragad $ 3 saben transaksi kanggo total dhuwit awis bank OTC
- Ragad $ 2.50 saben transaksi kanggo pengeluaran ATM.
PayPal Alternatives No.15: ProPay
ProPay is a pioneer in payment data security, tokenization services, and providing end-to-end encryption for merchants around the world. It is one of the best PayPal alternatives for businesses around the globe, and has been ever since 2009.
fitur:
- Ramalan ramalan
- Apik kanggo sade langsung
- Migunani ing e-commerce
- ProPay Gateway
- Pangolahan internasional
Rincian:
"Premium"
- Ragad dhaptar $ 39.95
- 2.40% tarif geser
- $ 69.95 ragad kanggo nganyari maneh taunan
- 3.35% tingkat kunci
- Maca kertu mobile gratis
- Ragad $ 0.30 kanggo transfer bank
- 3.20% kanggo Amex, Swiped lan Keyed
"Platinum lan Card Reader"
- Ragad dhaptar $ 69.95
- 2.40% tarif ngusap
- $ 69.95 ragad kanggo nganyari maneh saben taun
- 3.35% Tingkat kunci ing
- Ragad 0.30% kanggo transfer bank
- Maca kertu mobile gratis
- 3.20% Amr, Swiped, lan Keyed fe
"Kanggo loro rencana"
- Ora minimal minimal saben wulan
- Volume maksimum saben wulan: $ 3,000
- Volume maksimum saben transaksi: $ 500
PayPal Alternatives No.16: WePay
Founded in 2008 as an alternative to PayPal, WePay used to be a very popular payment solution, which has since adopted a more behind-the-scenes role. It is a 3rd party payment facilitator, and it operates similar to PayPal itself, but also services like Square or Stripe. It currently works as a payment processor and a platform partner, where it participates in fundraising, accounting, event management, and e-commerce.
fitur:
- Pamrosesan pembayaran
- Dokumentasi pangembang / API
- Bayaran putih-Label
- Manajemen resiko
- Pangayoman penipuan
Rincian:
- Ragad transaksi 2.9% + $ 0.30
- Ragad bali $ 15 ACH
- Ragad Chargeback $ 15
- Ragad riset $ 25 (biaya yen layanan mikir manawa akun kasebut ditinggalake)
PayPal Alternatives No.17: sel
Zelle is an excellent PayPal alternative for personal use. It is backed by numerous major banks in the US, and it is mostly capable of transferring money within minutes. However, transfer to and from unsupported banks tend to last significantly longer, and the service also features some unclear limits, as it all varies depending on different banks. Unfortunately, it only offers services to US clients.
fitur:
- Ora ana biaya nalika ngirim dhuwit menyang pangguna Zelle liyane
- Digawe luwih saka 30 bank
- Transfer cepet
- Persiyapan prasaja
- Ngijini sampeyan mbatalake pambayaran
Rincian:
- Ora ragad
PayPal Alternatives No.18: BlueSnap
Bluesnap minangka solusi sing apik kanggo para pedagang sing dilengkapi karo pirang-pirang fitur. Nawakake rute pambayaran cerdas, sing uga menehi analytics pembayaran, konversi, manajemen risiko, integrasi gampang karo macem-macem platform, lan liya-liyane.
fitur:
- Checkout online lan mobile
- Pembayaran invois
- Terminal maya
- Nyambung menyang 30 bank global
- 100 mata uang toko lan 17 mata uang mbayar
Rincian:
- Biaya 2.9% + $ 0.30 saben transaksi kanggo pedagang AS
- Ragad 1.4% + $ 0.30 saben transaksi kanggo pedagang EU
- Rega global 3.90% + $ 0.30
- Ora ragad saben wulan sajrone 12 wulan pisanan
- Ora biaya yen ngolah $ 2,500 saben wulan
PayPal Alternatives No.20: UnionPay Internasional
UnionPay minangka sistem pambayaran elektronik yaiku siji-sijine sistem pembayaran nasional ing China. Wis operasi wiwit taun 2002, lan wis kerja sama karo Bank Pusat ing China sajrone ana kabeh. Kasedhiya luwih saka 300 lembaga ing njaba negara. Wis duwe anak perusahaan, UnionPay International, sing wis bisa nampi kertu ing 174 negara lan wilayah sing beda.
fitur:
- Layanan kualitas tinggi
- Biaya-efektif
- Nawakake pembayaran internasional
- Nyedhiyakake macem-macem layanan lokal sing trep kanggo para pedagang lan pemegang kartu padha
PayPal Alternatives No.21: Transfer WebMoney
Sistem pambayaran internasional liyane sing apik yaiku Transfer WebMoney, sing dadi media kanggo bisnis online. Iku layanan lawas liyane sing wis ana sajrone rong puluh taun. Sajrone wektu kasebut, nglumpukake luwih saka 36 yuta pangguna ing saindenging jagad. Iki ngidini sampeyan nyathet cathetan, ngumpulake dana, mlebu transaksi sing aman, mutusake masalah, lan liya-liyane.
fitur:
- Dompet mobile
- Alat nggawe kontrak
- Pelapor online
- Dompet digital
- Transfer dhuwit cepet
Rincian:
- Ragad transaksi 0.8% kanggo ngirim dana
- Dana sing gratis
- 0,01 unit WM saben transaksi
PayPal Alternatives No.22: MagicPay
Banjur, ana MagicPay, sing duwe spesialis kanggo akun pedagang kanthi resiko dhuwur. Iki minangka prosesor kertu kredit berbasis Florida, sing nawakake layanan kanggo bisnis kanthi resiko dhuwur lan berisiko rendah. Iki nampa kertu kredit lan debit utama, liwat sistem POS, mesin kertu kredit countertop, piranti seluler, lan liya-liyane.
fitur:
- Transparent
- Antarmuka sederhana
- Solusi Hardware
- Layanan pelanggan sing apik
Rincian:
- PC/tablet-based POS systems require $10 per month and 0.50% + 5 cent per transaction
- Terminal dhasar countertop mbutuhake $ 20 saben wulan lan
- 0.50% + 5 sen saben transaksi
- Terminal nirkabel mbutuhake $ 30 saben wulan lan 0.50% + 10 sen saben transaksi
- 1.69% + $ 0.20 Swiped qualified
- 2.39% + $ 0.20 Swiped agen qualified
- 3.49% + $ 0.20 Kunci sing cocog / pertengahan sing cocog
- 3.49% + $ 0.20 kunci kunci sing ora dilatih
PayPal Alternatives No.23: dwola
Dwolla started off as a P2P bank transfer platform that also provided services to businesses. However, it changed over the years, and while it still offers bank transfers, it became more of a developer-friendly software option for businesses, thus slightly stepping away from a PayPal-like service. It is not a merchant account provider, nor a 3rd party processor, but rather an agent for credit unions and banks that companies can partner with.
fitur:
- Pembayaran ACH
- Mbusak verifikasi akun
- Mbayar maneh
- On pembayaran pembayaran
- Keamanan banget
Rincian:
- 0.5% saben transaksi kanggo rencana wiwitan
- Ragad khusus kanggo rencana Skala
- Ragad khusus kanggo rencana perusahaan
- Pembalikan ragad $ 15
PayPal Alternatives: Conclusion
And that is it. These are our top PayPal alternatives for both businesses and individuals. As you can see, their fees can differ in number and amount, and in many cases, they depend on the amount that is being transferred and processed per month, as it is often the case with services used by major enterprises.
Did you like our top picks? Which PayPal alternative sounds the most interesting to you?
Ayo kita ngerti ing komentar ing ngisor iki.
