Today I will show you the Best PayPal Alternatives.
But first, listen to this:
When it comes to online money transfer in the modern day, PayPal is pretty much a saman sarkar abinci, dama?
Ko ta yaya, wannan ba ya nufin cewa kowa ya gamsu da aikinsa. Dayawa sun yi problems with PayPal, wanda ya yi wahayi zuwa gare su don neman wata hanyar biyan kuɗi.
If you are looking to replace PayPal, or you ba su da damar yin amfani da shi kwata-kwata — fear not. We have prepared a list of as many as 23 PayPal alternatives, which are bound to help you manage your money.
Ko kuna buƙatar shi don kasuwancin ku ko amfanin ku, muna da wani abu don kowa da kowa.
Mafi Kyawun PayPalGa sauran zaɓuɓɓukan, duba ƙasa:
PayPal Alternative No.1: Neteller
Na gaba, muna da Neteller - tsarin biyan kuɗi na eWallet wanda ke ba da duka biyu, mutane da kasuwancinsu mai sauƙi, amintacciyar hanya, da sauri ta hanyar tafiyar da kuɗi. Ita ce ɗayan manyan kasuwancin musayar kuɗi mai zaman kanta a cikin duniya, kuma yana aiwatar da ma'amala na biliyoyin daloli na ma'amala na shekara-shekara.
Features:
- Mai sauri, ingantacce, da sassauƙa
- Mallakar wani kamfanin da aka jera na jama'a
- Has an in-house VIP reward program that lets you earn money
- Canjin P2P yana ba ku damar aika kuɗi a duk duniya nan take
Farashin:
- Kyauta ta biya a shagunan
- 1.75% kudin cire kudi
- Kudin musayar dala 3.99%
- £ 8 don oda da bayarwa
- £ 8 don maye gurbin katin idan an ɓace ko an sata
PayPal Alternative No.2: Fondy
Fondy shine mafita ta tsayawa don duk kasuwancinku na kan layi. Kuna iya biyan kuɗin kan layi ta yanar gizo, aikace-aikacen hannu, kwamfyutoci, da sauran hanyoyin samun biyan kuɗi daga kowace na'ura.
Abinda yafi shine cewa Fondy yana ba da mafificin mafificin mafita ga bankuna, IPSPs da sauran cibiyoyin da ke ba da sabis na daidaitawa da sabis na daidaita kuɗi.
Features:
- Taimako ga ɗimbin CMS
- Goyon baya ga iOS da Android
- Creationirƙirar ƙirar biyan kuɗi mai sauƙi ta hanyar API na al'ada
- Sauki daftari mai sauki
- FondyAntifraud da Comodo SSL don tsaro
Farashin:
- Asusun kansa ba shi da kyauta
- Biyan katin kuɗi shine 1.8% + 0.2 €, don katunan da ba na Turai ba 3.2% + 0.2 € da na jigilar banki1.4% + 0.2 €
PayPal Alternative No.3: Payoneer
Payoneer is one of the most popular payment platforms around the world, and one of the main competitors to PayPal. It is an international money transfer platform that allows you to accept payments from clients around the world, including freelance marketplaces, ad networks, affiliate networks, and more.
Features:
- Easy don amfani
- Tallafin duniya
- Kai tsaye banki ya karba
- Mafi mashahuri na kamfanoni
- Katin biyan kudi na duniya
Farashin:
- Kirkirar asusun ajiya kyauta
- 1% kudin don amfani da banki
- 3% kudin don amfani da katin
- Kashi 2% na cirewar banki
- $ 3.15 don cirewar ATM
- $ 12.95 don sauya katin
- $ 29.95 kudin shekara-shekara
PayPal Alternative No.4: Xendpay
Xendpay wani kamfani ne na biyan kudi na duniya da kamfanin bayar da kudi, wanda kamfanin RationalFX ke goyan baya. Yana bayar da sabis na isar da kuɗi a cikin farashi mai sauƙi ga miliyoyin ƙaura na ƙaura a duniya.
Features:
- Farashin musanyawa
- Bari mai amfani ya zaɓi kuɗin
- Hanyar canja wurin duniya
- Taimako na abokin ciniki da yawa
Farashin:
- Musammam Biyan-Abin-da-Ka-ke so har zuwa £ 2,000 a kowace shekara
- Canja wurin kasuwanci na iya biyan har zuwa £ 4,000 kowace shekara a cikin kudade
- 1.7% kudin biyan katin kiredit a Turai (2.6% a wasu sassan duniya)
- Babu kuɗi don biyan katin kuɗi na Yuro a Turai (2.6% a wasu sassan duniya)
PayPal Alternative No.5: stripe
Stripe wata babbar hanyar biyan kuɗin lantarki ne wanda ke ba yan kasuwa damar karɓar biyan kuɗi ta hanyar katunan kuɗi. Yana bayar da maganin Stripe Payments wanda ke karɓar zaɓuɓɓuka masu yawa, gami da amfani da walat, tallafin katin kuɗi, kuɗin ƙasa, da ƙari. Yana da kyau ga shagunan kan layi da layi, kuma za'a iya haɗa shi tare da samfurori da kayan aiki sama da 300.
Features:
- Babban tsaro
- 24 support 7 goyan baya ta hanyar ta live, wayar, ko ta imel
- Gudanar da Asusun
- Bayanai na lokaci-lokaci game da kudade, ramawa, canja wuri, caji
- Babban saurin aiki
Farashin:
- $ 2.9 $ + $ 0.30 kudin kowace ma'adanar katin kiredit
- $ 2.7% + $ 0.30 kudin kowace ma'amala na katin bashi
- 1% ƙarin kuɗi don katunan kuɗi na ƙasa
- 0.8% kudin don biyan bashin canja wurin ACH
- 0.4% kudin akan maimaitawa bayan na farko $ 1 miliyan na farko aiwatar biya
- $ 15 cajin caji
- Wasu fasalulluka sun biya ƙarin ($ 0.02 kowace ma'amala akan Sigma, ko kuma kuɗin kuɗin ɗaya na $ 500 don Atlas)
PayPal Alternative No.6: TransferWise
TransferWise is another payment gateway that you can use as a great alternative to both, PayPal and traditional banks. It is pretty much better than both of those options, and it is great for personal use. The firm also claims to have no hidden fees, and the fairest exchange rate. Further, it can complete 90% of transfers between the UK and Europe in a single business day.
Features:
- Simple yin amfani da
- M cikin sauri tsakanin Ingila da Turai
- M
- Yana da aikace-aikacen tebur da wayoyin hannu
- Babban kwarewar mai amfani
Farashin:
- Kudin daban-daban na kasashe daban-daban
PayPal Alternative No.7: Sakawa
An kafa makarantar koyarwa ne a watan Janairun 2014 a matsayin mafita ga biyan kudaden kasa da kasa da sauri wanda zai rage farashi da jinkirta yawanci da ke hade da bankunan. Ya girma cikin sauri a cikin 'yan shekarun da suka gabata, kuma yana da ma'aikata sama da 100 a ofisoshin 9 na duniya, suna aiki kusan hanyoyin 150 na juyawa. Hakanan ya hada gwiwa tare da manyan bankuna da manyan kamfanoni da kamfanoni daban daban da sauran masu aiwatar da biyan kudi.
Features
- Abun sauri, amintaccen canja wuri
- Babban sabis na abokin ciniki, ana samun 24/7
- Ratesarancin musayar kuɗaɗe
- Kasancewar duniya
Farashin:
- Kudade sun bambanta daga ƙasa zuwa ƙasa - 0.5% don canja wurin Hong Kong da Ostireliya, kudin 0.25% ne don canja wurin Singapore, da daidaita
PayPal Alternative No.8: 2CheckOut
Bayan haka, muna da 2CheckOut - sabis wanda ke da alaƙa mai sauƙin sassauƙa, kuma yana haɓaka kasuwancin kan layi. Dandali ne wanda yake da-in-guda daya don monetization, kuma an san shi don zaɓin biyan kuɗi na duniya da mafita mai sauƙi-hade.
Features:
- Biyan kuɗin duniya
- Kasuwancin dijital
- Lissafin kuɗi
- Bincike da rahoto
- hadarin management
Farashin:
- 3.5% + $ 0.35 kowace ma'amala don shirin 2Sell
- 4.5% + $ 0.40 a kowace ma'amala don shirin 2Shin rajista
- 6.0% + $ 0.60 a kowace ma'amala don shirin 2Monetize
- 2% kudin don karɓar biyan kuɗi a wasu ƙasashe
PayPal Alternative No.9: square
Idan ya zo ga mafita ga harkokin kasuwanci, Square wani zaɓi ne mai girma wanda zai baka damar zaɓi girman kasuwanci da nau'in su. Wannan shine duk abin da kuke buƙatar rajista don aikin sa, kuma sun kasance mafi kyau duka ga kasuwancin dillalai da ma'amala na mutum. Square yana ba da tsare-tsaren manyan tsare-tsare guda biyu, waɗanda suke ba ku damar karɓar katunan, rajistan, tsabar kuɗi, har ma da katunan kyaututtuka.
Features:
- Feesarancin kudade da ƙima
- Saurin aikace-aikace mai sauri
- Farashin mai faɗi, tare da farashin guda don duk katunan
- API mai dacewa da SDKs don biyan kansa, in-app, ko biyan kuɗi akan layi
Farashin:
- 2.5% + 10 ¢ don ma'amala SDK mai karatu
- 2.9% + 30 ¢ don aikace-aikacen biya SDK ma'amaloli
- 2.9% + 30 ¢ don ma'amala na biyan kuɗi ta hanyar intanet na APIs
PayPal Alternative No.10: BiyaBa
Paysera is another PayPal alternative that offers inexpensive options for those sending payments between Paysera accounts. It also works well with businesses, as it offers easy syncing of e-shops with its own checkout system. It operates in over 180 countries, but it has a minimum transfer amount of $30.
Features:
- Matsakaicin canja wurin gudu
- Kyakkyawan sabis na abokin ciniki
- Yana aiki tare da agogo da yawa
- Babu max. adadin canja wuri
Farashin:
- Canji kyauta tsakanin asusun Paysera
- Isar da kuɗi zuwa e-wallet da asusun banki ya dogara da kuɗin
- Farashin canjin waje yawanci tsakanin 1% gefe
PayPal Alternative No.11: MarWaBarI
FastSpring abokin tarayya ne mai aminci da amintacce ga kamfanoni daban-daban da suke siyar da samfuran su a duniya. Yana da cikakken sabis na kasuwancin e-commerce, wanda ke ba masu amfani ga shi amfani idan ya zo farashin farashi, kuma zai basu damar sayar da wasu abubuwa a matsayin wani ɓangare na babban kasuwancin su. Ya dogara da girgije, da kuma kayan aikin softwarerta ga kowane buƙatar kasuwancin dijital.
Features:
- Biyan kuɗi a kan duk umarni na abokin ciniki
- Shawarwari don kasuwancin da ke kan gaba wajen biyan kuɗi
- Ayyukan daban-daban na wurin biya
- Babban shago mai siyarwa
- Ya hada da gidan yanar gizo, wayar hannu, da kuma aikace-aikacen aikace-aikacen aikace-aikacen da za su iya haɗe tare da shagunan ajiya
Farashin:
- Babu takamaiman bayanin farashin. Farashi yana yiwuwa ya samo asali ne, kuma dole ne a sasanta ku da kamfanin
PayPal Alternative No.12: EcoPayz
ecoPayz kamfani ne wanda ke da asusun ajiyar kuɗi wanda ke ba da izinin biyan kuɗin kan layi ga dubban cibiyoyi daban daban. Hakanan sabis ɗin yana ba da kayan aikin biyan kuɗi daban-daban, har ma da EcoCard, wanda shine asalin kamfanin kamfanin. Yana aiki a cikin kasashe 173, kuma yana ma'amala a cikin agogo 47.
Features:
- Yana aiki tare da shafuka daban-daban na caca
- Babban tsaro
- Ajiye masu amfani daga samun shiga ta hanyar binciken kuɗi
- Yana ba da baƙanta da sirri yayin da aka kwatanta da bankuna
Farashin:
- Kudade na iya bambanta dangane da nau'in asusun ajiya da kuɗin da ake tambaya
PayPal Alternatives No.13: Skrill
Na farko akan jerinmu shine Skrill, which is one of the most popular alternatives to PayPal for business and personal use alike.
Yana ba ku damar aika da karɓar kuɗi, danganta asusun banki, katunan adanawa, har ma da biyan kuɗi ba tare da komai ba amma adireshin imel da kalmar sirri.
Tana da tallafi ga kasashe sama da 30 a duniya, kuma babban zaɓi ne idan aka zo batun biyan kuɗi.
Features:
- Easy don amfani
- Goyon baya ga Android da iOS
- Biyan kuɗi nan take
- Samun kuɗi koyaushe
- Bude asusu kyauta
Farashin:
- Bude asusun ajiya ne kyauta
- Biya 0% akan kudade, amma ana cajin $ 3 a wata idan ba ku yi amfani da asus ɗinku ba fiye da watanni 12
- 3.99% akan canjin waje
- Masu riƙe da Wallet 'suna biyan kuɗi 1.45%
PayPal Alternatives No.14: Venmo
Wani dandamali na biyan kuɗi akan layi wanda ya cancanci ambata shine Venmo, wanda shine ainihin walat ɗin dijital, da dandamalin kasuwanci na zamantakewa. Hanya ce mai kyau ta aiwatar da siye da ma'amaloli daban-daban. Hakanan yana ba da abubuwa daban-daban da yawa waɗanda zasu iya zama da amfani ga masu amfani.
Features:
- Saƙon take
- Bayanin bayanan sirri
- Mobile app
- Ka'idodin yanar gizo
- Ana daidaitawa ta kafofin watsa labarun
Farashin:
- Bude asusun ajiya da kiyayewa
- Kashi 3% na aika kudi ta katin kiredit
- 1% kudade don ma'amaloli nan take
- $ 3 fee akan ma'amala don karɓar kuɗin bankin OTC
- $ 2.50 kudin kowane ma'amala don cirewar ATM.
PayPal Alternatives No.15: ProPay
ProPay is a pioneer in payment data security, tokenization services, and providing end-to-end encryption for merchants around the world. It is one of the best PayPal alternatives for businesses around the globe, and has been ever since 2009.
Features:
- Farashin tsinkaya
- Babban don sayarwa kai tsaye
- Da amfani a cikin kasuwancin e-commerce
- Kofar ProPay
- Gudanar da kasa da kasa
Farashin:
"Premium"
- $ 39.95 kudin rajista
- 2.40% swipe rate
- $ 69.95 kudin don sabuntawar shekara-shekara
- 3.35% keyed-in kudi
- Mai karanta katin wayar hannu kyauta
- $ 0.30 kudin don canja wurin banki
- 3.20% na Amex, swiped da Keyed
"Platinum da Card Card"
- $ 69.95 kudin rajista
- 2.40% swiped kudi
- $ 69.95 kudin sabuntawa na shekara
- 3.35% Kashe kudin shiga
- 0.30% kudin don canja wurin banki
- Mai karanta katin wayar hannu kyauta
- 3.20% Amex, swiped, da Keyed fe
"Na biyu tsare-tsaren"
- Babu mafi karancin wata-wata
- Matsakaicin matsakaici a wata: $ 3,000
- Matsakaicin mafi girman kowace ma'amala: $ 500
PayPal Alternatives No.16: WePay
Founded in 2008 as an alternative to PayPal, WePay used to be a very popular payment solution, which has since adopted a more behind-the-scenes role. It is a 3rd party payment facilitator, and it operates similar to PayPal itself, but also services like Square or Stripe. It currently works as a payment processor and a platform partner, where it participates in fundraising, accounting, event management, and e-commerce.
Features:
- Biyan kuɗi
- Daftarin Rubuta Mai Kwazo / API
- Biyan-Label na biya
- hadarin management
- Kariyar zamba
Farashin:
- 2.9% + $ 0.30 kudin ma'amala
- $ 15 na dawowar ACH
- $ 15 Chargeback fee
- Kudin bincike $ 25 (ana cajin idan sabis ɗin yana tunanin an yi watsi da asusun)
PayPal Alternatives No.17: cell
Zelle is an excellent PayPal alternative for personal use. It is backed by numerous major banks in the US, and it is mostly capable of transferring money within minutes. However, transfer to and from unsupported banks tend to last significantly longer, and the service also features some unclear limits, as it all varies depending on different banks. Unfortunately, it only offers services to US clients.
Features:
- Babu kuɗi yayin aika kuɗi ga sauran masu amfani da Zelle
- Bankuna sama da 30 suka goyi baya
- Canji nan take
- Saiti mai sauƙi
- Yana ba ku damar soke biya
Farashin:
- Babu kudade
PayPal Alternatives No.18: Karshe
Bluesnap babban bayani ne ga yan kasuwa da ke zuwa tare da fasali da yawa. Yana ba da kyautar hanyar biyan kuɗi na hankali, wanda a biyun yana ba da ƙididdigar biyan kuɗi, jujjuyawar, gudanar da haɗari, haɗuwa mai sauƙi tare da dandamali daban-daban, da ƙari.
Features:
- Wurin kan layi da wayoyin hannu
- Biyan kuɗin da aka biya
- Madaidaiciyar tashar wuta
- An haɗa shi zuwa bankunan duniya 30
- Kudin sayar da kaya 100 da kuma agogo 17 na kwalliya
Farashin:
- 2.9% + $ 0.30 kudin kowace ma'amala ga 'yan kasuwar Amurka
- 1.4% + $ 0.30 kudin kowace ma'amala ga dillalan EU
- Farashin duniya na 3.90% + $ 0.30
- Ba a biyan kuɗin wata a farkon watanni 12 na farko
- Babu kuɗi idan ana aiwatar da sama da $ 2,500 a wata
PayPal Alternatives No.20: UnionPay na Duniya
UnionPay wani tsarin biyan kudi na lantarki wanda shine kawai tsarin biya na kasa da ake amfani da shi a China. Tana aiki tun shekara ta 2002, kuma tana yin aiki tare da Babban Bankin China yayin daukacin rayuwarta. Ya ƙunshi cibiyoyi sama da 300 a ciki da wajen kasar. Tana da tallafi, UnionPay International, wanda ya ba da damar karban katin a cikin kasashe da yankuna 174 daban-daban.
Features:
- Kyakkyawan sabis
- Cost-tasiri
- Yana ba da amintaccen biya na kasa da kasa
- Yana ba da sabis daban-daban na gari ga yan kasuwa da masu riƙe da katin kuɗi
PayPal Alternatives No.21: Canja wurin WebMoney
Wani kyakkyawan tsarin biyan kuɗi na kasa da kasa shine Canja wurin WebMoney, wanda ke aiki azaman matsakaici don kasuwancin kan layi. Wata tsohuwar sabis ce wacce ta kasance kusan shekaru 36 da suka gabata. A wannan lokacin, ta tattara fiye da masu amfani da miliyan XNUMX daga ko'ina cikin duniya. Yana ba ka damar adana bayanai, tara kuɗi, shiga cikin amintacciyar ma'amaloli, sasanta rikice-rikice, da ƙari.
Features:
- Walat ta hannu
- Kayan aiki na tsara kwangila
- Rahoton kan layi
- Jaka na dijital
- Canjin sauri
Farashin:
- 0.8% kudin ma'amala don aika kuɗi
- Kyauta masu karɓar kuɗi kyauta
- 0,01 WM raka'a kowace ma'amala
PayPal Alternatives No.22: MagicPay
Bayan haka, akwai MagicPay, wanda ya ƙware a cikin asusun kasuwanci mai haɗari mai haɗari. Kamfanin aiwatar da katin bashi ne na Florida, wanda ke ba da sabis ga kasuwancin mai haɗari da haɗari mai sauƙi. Tana karɓar manyan katunan kuɗi da katunan kuɗi, ta tsarin POS, injunan katin kiredit, na'urori ta hannu, da ƙari.
Features:
- M
- Simple dubawa
- Abubuwan mafita
- Kyakkyawan sabis na abokin ciniki
Farashin:
- PC/tablet-based POS systems require $10 per month and 0.50% + 5 cent per transaction
- Babban tashar takaddun mahimmanci yana buƙatar $ 20 kowace wata kuma
- 0.50% + 5 aninai a cikin ma'amala
- Wutar mara igiyar waya na buƙatar $ 30 kowace wata da kashi 0.50% + 10 a kowace ma'amala
- 1.69% + $ 0.20 Swiped sun cancanci
- 2.39% + $ 0.20 swiped tsakiyar-masu cancanta
- 3.49% + $ 0.20 An ƙaddamar da ƙimar cancanta / tsakiyar-cancantar
- 3.49% + $ 0.20 wanda bai cancanci keyed / swiped ba
PayPal Alternatives No.23: Dwolla
Dwolla started off as a P2P bank transfer platform that also provided services to businesses. However, it changed over the years, and while it still offers bank transfers, it became more of a developer-friendly software option for businesses, thus slightly stepping away from a PayPal-like service. It is not a merchant account provider, nor a 3rd party processor, but rather an agent for credit unions and banks that companies can partner with.
Features:
- ACH biya
- Ana buƙatar tantance asusun
- Ayyukan maimaitawa
- A kan buƙatar biyan kuɗi
- Kyakkyawan tsaro
Farashin:
- 0.5% a kowace ma'amala don shirin farawa
- Kudin kwastomomi ga shirin Scale
- Kudaden kwastomomi ga shirin Kasuwanci
- $ 15 sakewa kudin
PayPal Alternatives: Conclusion
And that is it. These are our top PayPal alternatives for both businesses and individuals. As you can see, their fees can differ in number and amount, and in many cases, they depend on the amount that is being transferred and processed per month, as it is often the case with services used by major enterprises.
Did you like our top picks? Which PayPal alternative sounds the most interesting to you?
Bari mu sani a cikin sharhin da ke ƙasa.
