Today I will show you the Best PayPal Alternatives.
But first, listen to this:
When it comes to online money transfer in the modern day, PayPal is pretty much kumusoro kweketani yekudya, rudyi?
Nekudaro, hazvireve kuti munhu wese anogutsikana nebasa rayo. Vazhinji vakave problems with PayPal, yakavakurudzira kutsvaga imwe yekubhadhara mhinduro.
If you are looking to replace PayPal, or you usave nazvo — fear not. We have prepared a list of as many as 23 PayPal alternatives, which are bound to help you manage your money.
Kunyangwe iwe unochida iwe kune rako bhizinesi kana kushandisa pachako, isu tine chimwe chinhu kune wese munhu.
Kune mamwe ese sarudzo, ona pazasi:
PayPal Alternative No.1: Neteller
Tevere, isu tine Neteller - eWallet yekubhadhara system inopa vese, vanhu vamwe uye mabhizinesi nenzira yakapusa, yakachengeteka uye inokurumidza yekufambisa mari ichitenderedza. Iyo ndeimwe yemabhizimusi akakura ega anoendesa mari munyika, uye inoita mabhiriyoni emadhora 'ekutengesa pane gore rimwe nerimwe.
Features:
- Inokurumidza, inoshanda, uye inochinja-chinja
- Inotarisirwa nekambani yakanyorwa paruzhinji
- Has an in-house VIP reward program that lets you earn money
- Kuwedzeredzwa kweP2P ngakuendese iwe kutumira mari kutenderera pasirese pakare
Mutengo:
- Huru kubhadhara muzvitoro
- 1.75% mari yekubvisa mari
- 3.99% mari yekubhadhara mari
- £ 8 yemakadhi kurongeka uye kuendesa
- £ 8 kutsiva kadhi kana rakarasika kana rakabiwa
PayPal Alternative No.2: Fondy
Fondy mhinduro imwe-yekumisa yezvinhu zvako zvese online. Iwe unogona kuita pamabhadharo epamhepo pamawebhusaiti, mafoni mafoni, makomputa, uye mamwe mareti ekubhadhara kubva kune chero mudziyo.
Chii zvakare ndechekuti Fondy anopa chena-mavara gore-yakagadziriswa mhinduro kumabhangi, IPSPs uye mamwe masangano anopa online transactional uye yemari ekugadzirisa mabasa.
Features:
- Tsigiro yerondedzero yakakura yeCMS
- Tsigiro yeApple neApple
- Easy kubhadhara gedhi kusikwa kuburikidza netsika API
- Easy invoice kusikwa
- FondyAntifraud uye Comodo SSL yekuchengetedza
Mutengo:
- Yako Akaunti ndeye mahara
- Kadhi kubhadharira ndeye 1.8% + 0.2, yemakadhi asiri eEuropean 3.2% + 0.2 uye yemabhangi tranfers1.4% + 0.2 €
PayPal Alternative No.3: Payoneer
Payoneer is one of the most popular payment platforms around the world, and one of the main competitors to PayPal. It is an international money transfer platform that allows you to accept payments from clients around the world, including freelance marketplaces, ad networks, affiliate networks, and more.
Features:
- Nyore kushandisa
- Tsigiro yenyika
- Direct kubviswa kwebhangi
- Inotsigirwa nemakambani anozivikanwa zvikuru
- Kadhi yepasi rose rekubhadhara
Mutengo:
- Yakasununguka account account
- 1% mubhadharo wekushandisa bank account
- 3% mubhadharo wekushandisa kadhi
- 2% mubhadharo wekubviswa kwebhangi
- $ 3.15 yeATM kubvisa
- $ 12.95 yekutsiva kadhi
- $ 29.95 muripo wepagore
PayPal Alternative No.4: Xendpay
Xendpay ndeye kubhadharisa kwenyika kubhadhiza uye mari yekubvisa firm, inotsigirwa neRationalFX. Iyo inopa masevhisi ekuendesa mari pamutengo wakaderedzwa kumamiriyoni evanoenda kutenderera pasirese.
Features:
- Makwikwi ekukwikwidzana mitengo
- Rega mushandisi asarudze mubhadharo
- Kufambisa kwepasi rese
- Mazhinji emitauro vatengi rubatsiro
Mutengo:
- Iyo yakasarudzika Pay-Chii-Iwe-Unoda muripo weinosvika zviuru zviviri zvemadhora pagore
- Kuendeswa kwebhizinesi kunogona kubhadhara kusvika pamadhora mazana mana ezviuru pagore pamabhadharo
- 1.7% mubhadharo wekadhi rechikwereti muEurope (2.6% mune dzimwe nzvimbo dzenyika)
- Hapana muripo wekubhadhara kadhi rekubhadhara muEurope (2.6% mune dzimwe nzvimbo dzenyika)
PayPal Alternative No.5: mutsetse
Stripe imwe yakakura yemagetsi kubhadhara processor iyo inobvumira vatengesi kugamuchira mubhadharo kuburikidza nemakadhi echikwereti. Iyo inopa yaro Stripe Payment mhinduro iyo inogamuchira akawanda sarudzo, kusanganisira kushandisa chikwama, rubatsiro rwekadhi rechikwereti, mari dzenyika dzakawanda, nezvimwe. Iyo yakanaka kune zvitoro zvepamhepo zvekunze, uye inogona kubatanidzwa nezvigadzirwa zvinopfuura mazana matatu nemidziyo.
Features:
- Kuchengeteka kukuru
- 24 × 7 rutsigiro kuburikidza nehupenyu live chat, foni, kana email
- Ma maneja manejimendi
- Chaiyo-nguva dha data nezve mubhadharo, kudzosera mari, kuchinjiswa, mhosva
- Great yekumhanyisa mashandiro
Mutengo:
- 2.9 $ + $ 0.30 mubhadharo pakadhi rechikwereti
- 2.7% + $ 0.30 mubhadharo pamunhu-kiredhiti kadhi transaction
- 1% yekuwedzera muripo wemakadhi echikwereti epasi rese
- 0.8% mubhadharo weACH wekubhadhara muripo
- 0.4% mubhadharo pane unodzokorora kubhadhara mushure mekutanga madhora miriyoni imwe mukubhadhara kwakaitwa
- $ 15 yekubhadhara faindi
- Mamwe maficha anodhura zvakawedzera ($ 0.02 pakuchinjana paSigma, kana mubhadharo wenguva imwe we $ 500 for Atlas)
PayPal Alternative No.6: ShanduraIndaneti
TransferWise is another payment gateway that you can use as a great alternative to both, PayPal and traditional banks. It is pretty much better than both of those options, and it is great for personal use. The firm also claims to have no hidden fees, and the fairest exchange rate. Further, it can complete 90% of transfers between the UK and Europe in a single business day.
Features:
- Simple kushandisa
- Kunyanya kukurumidza pakati peUK neEurope
- njenjemera
- Ine desktop uye nharembozha
- Hukuru mushandisi ruzivo
Mutengo:
- Mari dzakasiyana dzenyika dzakasiyana
PayPal Alternative No.7: Instarem
Instarem yakavambwa muna Ndira 2014 senge mhinduro yekukurumidza uye nyore kwenyika kubhadhara kwaizoderedza mitengo uye kunonoka kunowanzobatanidzwa nemabhangi. Yakakura nekukurumidza mukati memakore mashoma apfuura, uye ine vashandi vanopfuura zana mumahofisi 100 epasi rose, vachishandira makiromita anosvika zana nemashanu ekufambisa. Iyo inoshanda zvakare pamwe nemabhangi mazhinji madiki uye epakati, makambani, vanhu vamwe nevamwe, uye mamwe ma processor ekubhadhara.
Features
- Kukurumidza, kwakachengeteka kutapurirana
- Kubatsira kukuru kwevatengi, kuwanikwa 24/7
- Yakaderera mitengo
- Kuvapo kwenyika yose
Mutengo:
- Mari inosiyana nyika nenyika - 0.5% yekushandurwa kweHong Kong neAustralia, 0.25% mubhadharo wekuendeswa kuSingapore, uye zvakafanana.
PayPal Alternative No.8: 2CheckOut
Zvadaro, isu tine 2CheckOut - sevhisi inoratidzika zvikuru shanduko mhinduro, uye zvinangwa online mabhizinesi. Iyo ndeye-mune-imwe-imwe puratifomu yekuita mari, uye inozivikanwa nesarudzo dzekubhadhara kwepasi uye mhinduro dzakasanganiswa-nyore.
Features:
- Kubhadhara kwepasi rose
- Dhijitari yekutengesa
- Kunyoresa kubhadharisa
- Ongorora uye kubika
- Risk management
Mutengo:
- 3.5% + $ 0.35 pakuchinja kweimwe 2Sell chirongwa
- 4.5% + $ 0.40 pachishandurwa che 2Subscribe chirongwa
- 6.0% + $ 0.60 pakuchinja kweimwe 2Monetize chirongwa
- 2% mubhadharo wekugamuchira kubhadhara mune dzimwe nyika
PayPal Alternative No.9: sikweya
Kana zvasvika pamhinduro kumabhizinesi, Square ndeimwe sarudzo huru iyo inoita kuti iwe usarudze bhizinesi size uye mhando. Izvo ndizvo zvese zvaunoda kusaina kuti uite sevhisi yake, uye ivo kazhinji ndivo vakanyanya kunaka kune mabhizinesi ekutengesa uye mu-munhu transaction. Chikamu chinopa zvirongwa zvikuru zviviri, zvinokutendera kugamuchira makadhi, cheki, mari, pamwe nemakadhi echipo.
Features:
- Mari yakaderera uye mareti
- Kukurumidza uye nyore maitiro ekushandisa
- Mitengo yakajeka, nemitengo yakafanana yemakadhi ese
- API inogutsa uye SDKs yemunhu, mukati-app, kana kubhadhara online
Mutengo:
- 2.5% + 10 ¢ yekuverenga SDK kushandurwa
- 2.9% + 30 ¢ yeiyo in-app kubhadhara SDK kushandurwa
- 2.9% + 30 ¢ yeInternet yekubhadhara APIs kushandurwa
PayPal Alternative No.10: PaySera
Paysera is another PayPal alternative that offers inexpensive options for those sending payments between Paysera accounts. It also works well with businesses, as it offers easy syncing of e-shops with its own checkout system. It operates in over 180 countries, but it has a minimum transfer amount of $30.
Features:
- Kukurudzira kwekutamisa kumhanya
- Kubata zvakanaka vatengi
- Inoshanda pamwe yakawanda yemari
- Kwete max. kuendesa mari
Mutengo:
- Mahara ekuchinjisa pakati pePaysera account
- Kutumira mari kune e-wallets uye kubhengi account zvinoenderana nemari yacho
- Mari yekuchinjana yekudyidzana kazhinji mukati megumi nematanhatu
PayPal Alternative No.11: FastSpring
FastSpring inoremekedzeka uye yakavimbika e-commerce mukwikwidzi emakambani akasiyana siyana ayo anotengesa zvigadzirwa zvavo pasirese. Iyo yakazara-sevhisi e-commerce solution, iyo inobvumira vashandisi vayo mukana kana zvasvika pamitengo, uye inoita kuti vatengese yakawanda sechikamu chezvavanobatsira zvikuru. Iri gore-rakavakirwa, uye software yaro inopa kune zvese zvinodiwa zvemabhizinesi edhijitari.
Features:
- Kurumidza kubhadhara pamirairo yevatengi vese
- Mhinduro dzemabhizinesi anotumira kunyorwa
- Yakasiyana Checkout functionalities
- Yakanyanya customizable chitoro
- Inosanganisira webhusaiti, nhare, uye-in-app mashandiro ayo anogona kubatana nezvitoro
Mutengo:
- Hapana rakananga ruzivo rwemitengo. Mitengo inogona kunge iri yemhando yepamusoro-soro, uye iwe unofanirwa kutaurirana nekambani
PayPal Alternative No.12: EcoPayz
ecoPayz ikambani inoratidzira maakaundi ekubhadharira kare ayo anobvumira kubhadhara pamhepo zviuru nezviuru zvemasangano akasiyana. Iyo sevhisi zvakare inopawo rakawanda akasiyana ekubhadhara zvishandiso, pamwe neEcoCard yavo, yaive yekambani chigadzirwa. Inoshanda munyika 173, uye inobata mumakumi mana emadhora.
Features:
- Inoshanda nenzvimbo dzakasiyana siyana dzekubhejera
- High security
- Inoponesa vashandisi kubva pakuenda kuburikidza nemakadhi echikwereti
- Inopa kusazivikanwa uye kuvanzika kana ichienzaniswa nemabhangi
Mutengo:
- Mari inobhadharwa inogona kusiyana zvichienderana neakaundi account uye mari iri mubvunzo
PayPal Alternatives No.13: Skrill
Yokutanga pane yedu runyorwa ndeye Skrill, which is one of the most popular alternatives to PayPal for business and personal use alike.
Iyo inoita kuti utumire uye ugamuchire mari, kubatanidza maakaundi ebhengi, makadhi ezvitoro, uye kunyangwe kubhadhara pasina chimwe kunze kwe email yako kero uye password.
Iyo ine rutsigiro rweinopfuura nyika makumi matatu pasirese pasirese, uye iri sarudzo yakakura kana zvasvika kune ma ada.
Features:
- Nyore kushandisa
- Tsigiro yeApple neApp
- Kubhadhara pakarepo
- Kuwanzogara kuwana mari
- Akavhura account akasununguka
Mutengo:
- Kuvhura account yako mahara
- Kubhadhara 0% pamabhadhariro, asi unodhura madhora matatu pamwedzi kana ukasashandisa account yako kweanopfuura mwedzi gumi nemaviri
- 3.99% pane shanduko yemari
- 'Wallet vanobata' kubhadhara 1.45% mubhadharo
PayPal Alternatives No.14: Venmo
Imwe yemubhadharo wepamhepo wekubhadhara wepamhepo yakakodzera kutaura ndiVenmo, iyo iri imwezve wallet yedhijitari, uye yepamhepo commerce platform. Iyo inzira yakanaka yekuita kutenga nekutengesa kwakasiyana. Inopawo akawanda akasiyana maficha anogona kubatsira chaizvo kune vashandisi.
Features:
- Instant messaging
- Data encryption
- Mobile app
- Webhu
- Nhau dzezvemagariro dzinowirirana
Mutengo:
- Kuvhurika kweakaunti account uye kugadzirisa
- 3% mubhadharo wekutumira mari kuburikidza nekadhi rechikwereti
- 1% mubhadharo wekuchinja nekukurumidza
- $ 3 mubhadharo pane kuchinjaniswa kweOTC kubhengi mari kubvisa
- $ 2.50 mubhadharo pakuchinjana kweATM kubviswa.
PayPal Alternatives No.15: ProPay
ProPay is a pioneer in payment data security, tokenization services, and providing end-to-end encryption for merchants around the world. It is one of the best PayPal alternatives for businesses around the globe, and has been ever since 2009.
Features:
- Mitengo inofungidzirwa
- Yakakura yekutengesa zvakananga
- Inoshanda mu e-commerce
- ProPay Gateway
- Kugadziriswa kwenyika dzakawanda
Mutengo:
"Premium"
- $ 39.95 kusaina mubhadharo
- 2.40% swipe rate
- $ 69.95 mubhadharo wekuvandudzwa kwegore
- 3.35% yakakoshwa-muyero
- Mahara emahara kadhi kuverenga
- $ 0.30 mubhadharo wekubhangi mari
- 3.20% yeAmex, Yakaputirwa uye yakakoshwa
"Platinamu uye Kadhi Kuverenga"
- $ 69.95 muripo-kumusoro mubhadharo
- 2.40% yakatsvaira chiyero
- $ 69.95 mubhadharo wekuvandudzwa kwegore
- 3.35% Yakakiyiwa-muyero
- 0.30% mubhadharo wekuchinja kwebhangi
- Mahara emahara kadhi kuverenga
- 3.20% Amex, Swiped, uye Keyed fe
"Zvehurongwa zvese"
- Hapana mwedzi pamwedzi
- Mota yepamusoro pamwedzi: madhora zviuru zvitatu
- Maximum vhoriyamu pachiitiko: $ 500
PayPal Alternatives No.16: WePay
Founded in 2008 as an alternative to PayPal, WePay used to be a very popular payment solution, which has since adopted a more behind-the-scenes role. It is a 3rd party payment facilitator, and it operates similar to PayPal itself, but also services like Square or Stripe. It currently works as a payment processor and a platform partner, where it participates in fundraising, accounting, event management, and e-commerce.
Features:
- Kubhadhara kwekugadzirisa
- Gadzira Kunogadzira / API
- White-Label kubhadhara
- Risk management
- Kudzivirira
Mutengo:
- 2.9% + $ 0.30 mutero wekushandura
- $ 15 ACH yekudzosera mubhadharo
- $ 15 Chargeback mubhadharo
- $ 25 muripo wekutsvagisa (wajaiwa kana sevhisi inofunga kuti account yakasiiwa)
PayPal Alternatives No.17: chitokisi
Zelle is an excellent PayPal alternative for personal use. It is backed by numerous major banks in the US, and it is mostly capable of transferring money within minutes. However, transfer to and from unsupported banks tend to last significantly longer, and the service also features some unclear limits, as it all varies depending on different banks. Unfortunately, it only offers services to US clients.
Features:
- Hapana muripo kana uchitumira mari kune vamwe vashandisi veZelle
- Inotsigirwa nemabhangi anopfuura makumi matatu
- Kukurumidza kuchinjiswa
- Setup yakapusa
- Inotendera iwe kudzima kubhadhara
Mutengo:
- Hapana muripo
PayPal Alternatives No.18: BlueSnap
Bluesnap mhinduro yakakura kune vatengesi iyo inouya neakawanda maficha. Iyo inopa yakangwara yekubhadhara nzira, iyo inopa kubhadhara analytics, shanduko, njodzi manejimendi, nyore kubatanidzwa pamwe dzakasiyana siyana mapuratifomu, uye zvimwe.
Features:
- Online uye mobile Checkout
- Invoice kubhadhara
- Virtual terminal
- Yakabatanidzwa kune makumi matatu epasi rose mabhangi
- 100 shopper mari uye 17 yekubhadhara mari
Mutengo:
- 2.9% + $ 0.30 mubhadharo pachiitiko chevatengesi veUS
- 1.4% + $ 0.30 mubhadharo pane chero shanduko yevatengesi veEU
- Mitengo yepasi rose ye 3.90% + $ 0.30
- Hapana mari inobhadharwa pamwedzi pamwedzi yekutanga gumi nemaviri
- Hapana muripo kana uchinge uchinge uchidarika madhora mazana maviri nemazana mashanu pamwedzi
PayPal Alternatives No.20: UnionPay International
UnionPay inzira yemagetsi yekubhadhara inova yega nyika yekubhadhara system inoshandiswa muChina. Iri kushanda kubvira muna 2002, uye yave ichidyidzana neChina Central Bank panguva yose yekuvapo kwayo. Izvo zvinosanganisira zvinopfuura mazana matatu masangano mukati nekubuda munyika iye. Iyo ine inotsigira, UnionPay International, iyo yakaita kuti kugamuchirwa kwemakadhi munyika 300 dzakasiyana siyana nematunhu.
Features:
- Yakakwirira-mhando sevhisi
- Cost-inoshanda
- Zvinopihwa zvakachengeteka kubhadharwa kwenyika dzakawanda
- Inopa akasiyana siyana epanzvimbo mabasa kune vatengesi uye vane varidzi vemakadhi zvakafanana
PayPal Alternatives No.21: WebMoney Chinjana
Imwe yakanakisa nzira yekubhadhara yepasi rese WebMoney Transfer, inoshanda svikiro kune online mabhizinesi. Iri rimwe rebasa rekare iro rave richitenderedza kweanopfuura makore makumi maviri. Pakati peiyo nguva, yakaunganidza vanopfuura mamirioni makumi masere vashandisi kubva kutenderera pasirese. Zvinokuita kuti uchengetedze marekodhi, kukwidza mari, kupinda mukutengeserana kwakachengeteka, kugadzirisa makakava uye nezvimwe.
Features:
- Nhare chikwama
- Chibvumirano chekunyora dhizaini
- Online kuudza
- Digital chikwama
- Kurumidza kuendesa mari
Mutengo:
- 0.8% mutero wekutumira mari yekutumira
- Mahara ekugamuchira mari
- 0,01 WM mauniti pane kutengeserana
PayPal Alternatives No.22: WavePay
Zvadaro, kune MagicPay, iyo inorapa yakanyanya-pangozi mutengesi account. Iyo Florida-yakavakirwa kiredhiti kadhi processor, iyo inopa masevhisi kune ane njodzi zvakanyanya uye yepasi njodzi mabhizinesi akafanana. Iyo inogamuchira yakakura makadhi echikwereti uye echikwereti, kuburikidza nePOS system, countertop kadhi kadhi michina, nhare mbozha, nezvimwe.
Features:
- njenjemera
- Simple interface
- Hardware mhinduro
- Kubata zvakanaka vatengi
Mutengo:
- PC/tablet-based POS systems require $10 per month and 0.50% + 5 cent per transaction
- Basic countertop terminal inoda madhora makumi maviri pamwedzi uye
- 0.50% + 5 masenti pane kutengeserana
- Wireless terminal inoda madhora makumi matatu pamwedzi uye 30% + gumi masenti pakutengeserana
- 1.69% + $ 0.20 Swiped vanokwanisa
- 2.39% + $ 0.20 Swiped pakati-vanokwanisa
- 3.49% + $ 0.20 Yakakodzera vanokwanisa / pakati-vanokwanisa
- 3.49% + $ 0.20 isina-yakakoshwa keyed / yakatsvairwa
PayPal Alternatives No.23: Dwolla
Dwolla started off as a P2P bank transfer platform that also provided services to businesses. However, it changed over the years, and while it still offers bank transfers, it became more of a developer-friendly software option for businesses, thus slightly stepping away from a PayPal-like service. It is not a merchant account provider, nor a 3rd party processor, but rather an agent for credit unions and banks that companies can partner with.
Features:
- ACH inobhadhara
- Inoda kuongororwa kweakaunti
- Kudzokorora kubhadhara
- Pamubhadharo wekuda
- Kwakachengeteka kwakanakisa
Mutengo:
- 0.5% pakushandura kwechirongwa chekutanga
- Mari yekubhadhara ye Scale plan
- Mari yekubhadhara yeiyo Enterprise chirongwa
- $ 15 yekudzosera mari
PayPal Alternatives: Conclusion
And that is it. These are our top PayPal alternatives for both businesses and individuals. As you can see, their fees can differ in number and amount, and in many cases, they depend on the amount that is being transferred and processed per month, as it is often the case with services used by major enterprises.
Did you like our top picks? Which PayPal alternative sounds the most interesting to you?
Regai tizive mumashoko ari pasi apa.