23 Best PayPal Alternatives of 2025 (No. 3 is Awesome)

Today I will show you the Best PayPal Alternatives. 

But first, listen to this:

When it comes to online money transfer in the modern day, PayPal is pretty much i le pito i luga o le vaega meaai, tauagavale?

Peitai, e le o lona uiga o le a faamalieina tagata uma i lana auaunaga. E toatele ua maua problems with PayPal, lea na faʻamalosia ai latou e saili se isi tali tupe totogi.

If you are looking to replace PayPal, or you leai se avanoa i ai — fear not. We have prepared a list of as many as 23 PayPal alternatives, which are bound to help you manage your money.

Pe e te manaʻomia mo lau pisinisi pe faʻaaoga ia oe lava, matou maua se mea mo tagata uma.

Mo isi vaega o filifiliga, vaʻai i lalo:

PayPal Alternative No.1: Neteller

Ma le isi, matou maua Neteller - o se eWallet faiga faʻaoga e maua uma, tagata taʻitoʻatasi ma pisinisi se faigofie, saogalemu, ma vave auala o le faʻaleleia o tupe. O se tasi lea o pisinisi sili ona faʻalupeina pisinisi i le lalolagi, ma ua faʻagaioi le faitau piliona o tala le tau o fefaʻatauaiga i tausaga taʻitasi.

vaega:

• Anapogi, lelei ma fetuutuunai
• E anaina e se kamupani faʻasalalau lautele
• Has an in-house VIP reward program that lets you earn  money
• P2P fesiitaiga faatagaina oe e lafoina tupe i le lalolagi atoa vave

Totogi:

• E leai se totogi i faleʻoloa
• 1.75% tupe faʻaalu ese mai pili
• 3.99% tupe fesuiai pili
• £ 8 mo le okaina pepa ma le kilivaina atu
• £ 8 e sui le kata pe a leiloa pe gaoia

PayPal Alternative No.2: Fondy

Fondy o se tasi-taofi tali mo uma fegalegaleaiga i luga ole laiga. E mafai ona faia le totogi i luga ole laiga mai 'upega tafaʻilagi, feʻaveaʻiga apalai, komepiuta, ma isi mea e totogi ai tupe mai soʻo se masini.

O le a sili atu o Fondy e ofoina atu paʻepaʻe-igoa ao-faʻavae fofo i faletupe, IPSP ma isi faʻalapotopotoga o loʻo tuʻuina atu luga o fesoʻotaʻiga i luga o le initaneti fegalegaleaiga ma tupe totogi.

vaega:

• Lagolago mo le tele o lisi o CMS
• Lagolago mo iOS ma Android
• Faigofie totogi gateway foafoa e ala i tu masani API
• Faigofie invoice faia
• FondyAntifraud ma Comodo SSL mo le saogalemu

Totogi:

• E leai se totogi o se tala mo le tagata lava ia
• Totogi pepa o le 1.8% + 0.2 €, mo pepa e le o le Europa 3.2% + 0.2 € ma mo faletupe faletupe1.4% + 0.2 €

PayPal Alternative No.3: Payoneer

Payoneer is one of the most popular payment platforms around the world, and one of the main competitors to PayPal. It is an international money transfer platform that allows you to accept payments from clients around the world, including freelance marketplaces, ad networks, affiliate networks, and more.

vaega:

• Easy e faaaoga
• Fesoasoani i le lalolagi atoa
• Tuʻu saʻo i le faletupe
• Lagolagoina e sili ona lauiloa kamupani
• Faava o malo pepa totogi muamua

Totogi:

• Maua le teuina o tala
• 1% pili mo le faʻaaogaina o se teuga tupe
• 3% totogi mo le faʻaaogaina o kata
• 2% pili mo le faaui i tua i faletupe
• $ 3.15 mo le aveeseina mai ATM
• $ 12.95 mo le suiina o kata
• $ 29.95 faaletausaga pili

PayPal Alternative No.4: Xendpay

Xendpay o se faʻavaomalo peimeni ma faʻagaioiga tupe teuina, lagolagoina e RationalFX. E maua ai le faʻasoaina o tupe tautua i se tau paʻu i miliona miliona o tagata faimalaga i le lalolagi atoa.

vaega:

• Totogi o fesuiaiga tau tupe
• Faatagaina e le tagata faʻaaoga le pili
• Vaaiga ulufale a le lalolagi
• Tautinoga o tagata faatau lanu eseese

Totogi:

• O se tulaga ese Pay-What-You-Want se tau mo le £ 2,000 i le tausaga
• Fesuiaiga pisinisi mafai totogi atu e oo atu £ 4,000 i le tausaga i totogifuapauina
• 1.7% totogi mo credit card totogiina i Europa (2.6% i isi itu o le lalolagi)
• Leai se totogifuapauina mo debit card totogi i Europa (2.6% i isi itu o le lalolagi)

PayPal Alternative No.5: mua

O le Stripe o se isi sili masini eletise e mafai ai ona talia peimeni tupe totogi. E ofo atu lona tali fofoa totogiina e talia tele filifiliga, e aofia ai atotupe faaaoga, aitalafu pepa lagolago, tupe mai le lalolagi, ma sili atu. E manaia tele mo le initaneti ma fafo faleoloa, ma e mafai ona tuʻufaʻatasia ma sili atu nai lo 300 oloa ma mea faigaluega.

vaega:

• Le saogalemu tele
• 24 × 7 lagolago e ala i talatalanoaga ola, telefoni, poʻo imeli
• Faʻamatalaga tau tupe
• Ole taimi moni faʻamatalaga e uiga i pili, tupe faʻafoʻi, fesiitaiga, tupe totogi
• Tele gaioiga saosaoa

Totogi:

• 2.9 $ + $ 0.30 totogifuapauina i le aitalafu aitalafu aitalafu
• 2.7% + $ 0.30 totogifuapauina i le tagata-credit credit pisinisi
• 1% isi totogifuapauina mo faavaomalo aitalafu aitalafu
• 0.8% totogifuapauina mo ACH feseseaʻi peimeni
• 0.4% totogi ile toe totogi pe a uma le $ 1 miliona i le faʻatautaia o peimeni
• $ 15 totogi totogifuapauina
• O nisi foliga faʻaalu tau ($ 0.02 mo le faʻatauga i Sigma, poʻo le tau e tasi le $ 500 mo Atlas)

PayPal Alternative No.6: TransferWise

TransferWise is another payment gateway that you can use as a great alternative to both, PayPal and traditional banks. It is pretty much better than both of those options, and it is great for personal use. The firm also claims to have no hidden fees, and the fairest exchange rate. Further, it can complete 90% of transfers between the UK and Europe in a single business day.

vaega:

• Faigofie e faaaoga
• Matua televave i le va o Peretania ma Europa
• vālavala
• E iai komepiuta ma polokalama feaveaʻi
• Lelei tele tagata faʻaoga poto masani

Totogi:

• Eseese totogi mo atunuʻu eseʻese

PayPal Alternative No.7: Instarem

Instarem na faʻavae ia Ianuari 2014 o se vaifofo mo faʻavaomalo ma faigofie tupe totogi faavaomalo e ono faʻaititia ai le tau ma le tuai ona fesoʻotaʻi ma faletupe. Na alualu i luma vave i nai tausaga ua mavae, ma e silia ma le 100 tagata faigaluega i le 9 ofisa o le lalolagi, tautua pe tusa ma 150 XNUMX fesiitai. E faʻatasi foʻi ma le tele o laʻititi ma le ogatotonu o loʻo i totonu o faletupe, faʻalapotopotoga, tagata taʻitoʻatasi ma isi o loʻo totogi le piliina.
Features

• Anapogi, saogalemu fesiitaiga
• Sili auaunaga tautua, avanoa 24/7
• Tau maualalo sui
• Lalolagi atoa

Totogi:

• Totogifuapauina eseese mai lea atunuu i lea atunuu - 0.5% mo Hong Kong ma Ausetalia faaliliuina, 0.25% totogifuapauina mo Singapore transfer, ma tutusa

PayPal Alternative No.8: 2CheckOut

Ma, o loʻo ia i matou le 2CheckOut - o se auaunaga e faʻaalia ai fofo sili fofo, ma taulaʻi pisinisi i luga ole laiga. O se tulaga uma-i-tasi tulaga mo monetization, ma ua lauiloa mo filifiliga i le lalolagi atoa ma faigofie-tuʻufaʻatasia fofo.

vaega:

• Tupe totogi a le lalolagi
• Faʻatau numera
• Totogi pili
• Iloiloga ma lipoti
• Faatonutonuina o tulaga lamatia

Totogi:

• 3.5% + $ 0.35 mo le faʻatauga mo le 2Sell plan
• 4.5% + $ 0.40 i le feuiaiga mo 2Subscribe fuafuaga
• 6.0% + $ 0.60 i le fetuunaiga mo le 2Monetize fuafuaga
• 2% totogi mo le taliaina o peimeni i nisi atunuʻu

PayPal Alternative No.9: sikuea

A sau i fofo mo pisinisi, Lotoa o se isi sili filifiliga e mafai ai ona e filifilia pisinisi tele ma ituaiga. Na o le pau lena o mea e te manaʻomia e te lesitala ai mo lana auaunaga, ma e masani ona sili sili ona lelei mo pisinisi faʻatau atu ma fefaʻatauaiga tagata. Lotoa e ofoina ni fuafuaga autu se lua, lea e mafai ai ona e talia ni kata, siaki, tinoitupe, faʻapea foʻi ma meaalofa kata.

vaega:

• Tau maualalo ma tau
• Faʻavave ma faigofie faʻagasologa faʻagasologa
• Tau manino i faʻaaliga, ma tau tutusa mo pepa uma
• Lelei API ma SDK mo tagata taʻitoʻatasi, i totonu o le app, poʻo luga ole laiga

Totogi:

• 2.5% + 10 ¢ mo faitauga SDK feuiaiga
• 2.9% + 30 ¢ mo i totonu o le app SDK feuiaiga
• 2.9% + 30 ¢ mo Totogi totogi i luga ole laiga API

PayPal Alternative No.10: Totogi

Paysera is another PayPal alternative that offers inexpensive options for those sending payments between Paysera accounts. It also works well with businesses, as it offers easy syncing of e-shops with its own checkout system. It operates in over 180 countries, but it has a minimum transfer amount of $30.

vaega:

• Lelei le saoasaoa o saoasaoa
• Lelei auaunaga a tagata faatau
• Galue ma le tele o tupe
• Leai Max. faaliliuina aofaʻi

Totogi:

• Lelei fua i le va o Paysera
• O le lafoina o tupe i e-atotupe ma faletupe e faʻalagolago i le tupe
• O fesuiaiga o tupe e masani ona i totonu o le 1% avanoa

PayPal Alternative No.11: Anapogi

FastSpring o se taʻutaʻua taʻutaʻua ma faʻatuatuaina e-commerce mo kamupani eseese o loʻo faʻatau atu a latou oloa i le lalolagi atoa. O se faʻamatalaga atoa-tautua e-pisinisi, lea e faʻatagaina ai i latou e faʻaaogaina se avanoa pe a oʻo mai i tau, ma faʻatagaina i latou e faʻatau sili atu o se vaega o la latou tele tau. O se ao-faʻavae, ma o lona polokalama e taulimaina manaʻoga uma o faʻatekinolosi pisinisi.

vaega:

• Tupe totogi vave i luga o tagata faʻatau uma
• Fofo mo pisinisi lisiti-fuafuaina
• Eseese gaioiga siakiina
• Maualuga customizable storefront
• E aofia ai 'upega tafaʻilagi, feaveaʻi, ma i totonu-app gaioiga e mafai ona tuʻufaʻatasia ma faleoloa

Totogi:

• Leai se faʻamatalaga faʻapitoa tau. Totogi e ono faʻavae-faʻavae, ma e tatau ona e feutagai ma le kamupani

PayPal Alternative No.12: EcoPayz

ecoPayz o se kamupani o loʻo faʻaalia luga o tupe totogi muamua e faʻatagaina ai le totogiina i luga o le initaneti i le faitau afe o faʻalapotopotoga eseese. O le tautua foʻi e ofo atu le tele o ituaiga eseese o mea faigaluega, faʻapea ai ma le latou EcoCard, o le oloa muamua a le kamupani. E galue i 173 atunuu, ma fai pisinisi i 47 tupe siliva.

vaega:

• Galulue ma 'upega tafaʻilagi eseese nofoaga
• Maualuga maualuga
• Faasaoina tagata faaaoga mai le tatau ona alu e ala i siaki siaki
• Tuʻuina atu le le mailoa ma le le faalauaiteleina pe a faʻatusatusa i faletupe

Totogi:

• Totogifuapauina e mafai ona eseese fuafua i le teugatupe ituaiga ma tupe i fesili

PayPal Alternatives No.13: Skrill

O le muamua i la matou lisi o Skrill, which is one of the most popular alternatives to PayPal for business and personal use alike.

E faʻatagaina oe ona lafo ma maua mai se tupe, fesoʻotaʻi faletupe, teu fale pepa, ma e faia ai foi peimeni leai se mea ae na o lau tuatusi imeli ma lau faʻamatalaga.

E i ai le lagolago mo iva 30 atunuu i le lalolagi atoa, ma o se sili filifiliga pe a pa'ū i totogifuapauina.

vaega:

• Easy e faaaoga
• Lagolago mo Android ma iOS
• Totogi vave
• Faʻaauau pea ona alu i tupe
• Tatalaina le tala

Totogi:

• E leai se totogi o se tala taʻitasi
• Totogi 0% i pili, ae aoina $ 3 i le masina pe a fai e te le faʻaaogaina lau tala i le sili atu nai lo le 12 masina
• 3.99% i le fesuiaiga o tupe
• 'Totogi tagata' totogi totogi le 1.45% totogifuapauina

PayPal Alternatives No.14: Venmo

O le isi lugalaina totogi luga ole laiga e taua ona taʻua o Venmo, o le mea moni o se isi faʻasologa numera o atotupe, ma agafesootai faʻapisinisi. O se lelei auala e faʻatino ai faʻatau ma eseese feuiaiga. E faʻaosofia ai foʻi le tele o foliga e mafai ona aoga tele mo tagata faʻaaogaina.

vaega:

• Faiaoga vave
• Faʻamalamalamaga faʻamaumauga
• Mobile app
• Upega tafaʻilagi
• Faʻasalalauga faʻasalalauga

Totogi:

• Maua le teuina tala ma le tausiga
• 3% totogi mo le lafoina o tupe e ala i le credit card
• 1% pili mo faʻataʻitaʻiga vave
• $ 3 totogifuapauina mo feuiaiga mo OTC faletupe aveesea tupe
• $ 2.50 totogifuapauina mo fefaʻatauaiga mo le aveeseina o ATM.

PayPal Alternatives No.15: Totogi

ProPay is a pioneer in payment data security, tokenization services, and providing end-to-end encryption for merchants around the world. It is one of the best PayPal alternatives for businesses around the globe, and has been ever since 2009.

vaega:

• Mautinoa tau
• Tele mo tuusaʻo faʻatau atu
• Aoga i le e-commerce
• ProPay Faitotoa
• Faavaomalo gaosi

Totogi:
"Totogi"

• $ 39.95 saini pili
• 2.40% swipe fua faatatau
• $ 69.95 totogifuapauina mo tausaga faʻafouga
• 3.35% keyed-i fua faatatau
• E leai se totogi faʻamatalaga faitau feaveaʻi
• $ 0.30 totogi mo teuga tupe
• 3.20% mo Amex, Saea ma Keyed

“Platinum ma Card Reader”

• $ 69.95 saini luga pili
• 2.40% swiped fua faatatau
• $ 69.95 totogifuapauina mo tausaga faʻafouga
• 3.35% Keyed-in fua faatatau
• 0.30% totogifuapauina mo faletupe faaliliuina
• E leai se totogi faʻamatalaga faitau feaveaʻi
• 3.20% Amex, Suʻesuʻeina, ma Fusi Key

“Mo fuafuaga uma e lua”

• Leai sina masina
• Tapulaʻa maualuga i le masina: $ 3,000
• Tapulaa maualuga voluma feuiaiga: $ 500

PayPal Alternatives No.16: Ua totogi

Founded in 2008 as an alternative to PayPal, WePay used to be a very popular payment solution, which has since adopted a more behind-the-scenes role. It is a 3rd party payment facilitator, and it operates similar to PayPal itself, but also services like Square or Stripe. It currently works as a payment processor and a platform partner, where it participates in fundraising, accounting, event management, and e-commerce.

vaega:

• Totogi totogi
• Atinae Pepa aloaia / API
• White-Label totogi
• Faatonutonuina o tulaga lamatia
• Puipuiga pepelo

Totogi:

• 2.9% + $ 0.30 totogi pili
• $ 15 ACH toe totogi totogifuapauina
• $ 15 Totogifuapauina faʻaosoina
• $ 25 suʻesuʻega totogifuapauina (ua molia pe a fai o le tautua e manatu ua tuulafoaia le tala)

PayPal Alternatives No.17: potu

Zelle is an excellent PayPal alternative for personal use. It is backed by numerous major banks in the US, and it is mostly capable of transferring money within minutes. However, transfer to and from unsupported banks tend to last significantly longer, and the service also features some unclear limits, as it all varies depending on different banks. Unfortunately, it only offers services to US clients.

vaega:

• Leai totogifuapauina pe a lafoina tupe i isi tagata faʻaoga Zelle
• Lagolagoina e silia ma le 30 faletupe
• Fetuunaiga vave
• Faigofie seti
• Faataga oe e faaleaogaina peimeni

Totogi:

• Leai totogifuapauina

PayPal Alternatives No.18: Lanumoana

O le Bluesnap o se sili lelei auala mo faʻatau oloa e sau ma le tele o foliga. E ofoina atu faʻatonutonuina totogi totogi, lea e ofoina atu faʻamatalaga auiliili, faʻaliliuga, puleaina o lamatiaga, faigofie tuʻufaʻatasia ma tulaga eseese, ma sili atu.

vaega:

• Luga o le initoneti ma feaveaʻi siaki
• Totogi pili
• Tafailagi tafailagi
• Fesootai ma 30 lalolagi faletupe
• 100 tagata fai tupe ma 17 totogi tupe

Totogi:

• 2.9% + $ 0.30 totogifuapauina mo fefaʻatauaiga mo US faʻatau oloa
• 1.4% + $ 0.30 totogifuapauina mo fefaʻatauaiga mo le au fai pisinisi EU
• Tau i le lalolagi atoa o 3.90% + $ 0.30
• Leai ni pili masina i le uluaʻi 12 masina
• Leai totogifuapauina pe a fai ova le $ 2,500 i le masina

PayPal Alternatives No.19:

Authorize.Net o se tasi o le matua ma sili ona lauiloa totogi gatai tagata e saunia, lea e faʻapitoa i le eCommerce. O loʻo faʻavae i Utah i Amerika, ma sa faʻavae i le 1996. Na maua i le 2007 e le CyberSource, lea na maua e le Visa i le 2010. Peitaʻi, e tatau ona manino o le mea lea, e leʻo se tagata faʻatau fale teu oloa, ae totogi gataifale e ofoina atu foi ana lava oloa ma auaunaga.

vaega:

• Lagolagoina tele tupe
• Tele aneti-taufaasese ma saogalemu foliga
• Leai ni konekarate mo taimi uumi manaʻomia
• Masina i le masina i le masina

Totogi:

• $ 49 pili mo le faʻatulagaina o teugatupe
• $ 25 totogifuapauina mo masina faʻaoga gateway
• 2.9% + $ 0.30 gaosi totogifuapauina i feuiaiga

PayPal Alternatives No.20: UnionPay Faava o Malo

UnionPay o se komepiuta peimeni faʻaoga na o le pau o le atunuʻu faʻaoga faiga faʻaaoga faʻaaogaina i Saina. Ua gaoioi mai talu mai le 2002, ma sa galulue faʻatasi ma le Faletupe Tutotonu a Saina i le taimi atoa o loʻo i ai. E aofia ai le sili atu 300 faʻapotopotoga i totonu ma fafo atu o lona atunuʻu. O loʻo i ai le lala, UnionPay International, lea na faʻatagaina ai le taliaina pepa i 174 atunuʻu ma itulagi eseese.

vaega:

• Tulaga aupito maualuga
• Tau-lelei
• E ofo atu totogi saogalemu faavaomalo
• Saunia ni fesoasoani talafeagai i le lotoifale i tagata faʻatau ma tagata e umia kata tutusa

PayPal Alternatives No.21: Faʻafeiloaʻiga i Tupe

O se isi lelei tele faavaomalo peimeni faiga o WebMoney Transfer, lea e avea o se auala mo pisinisi i luga ole laiga. O le isi tautua tuai lea ua latalata mai mo le luasefulu tausaga. I le taimi lea, na faʻaputuputuina mai le 36 miliona tagata faʻaaogaina mai le salafa o le lalolagi. E faʻatagaina oe e tausia faamaumauga, faʻatupe tupe, ulufale atu i sefe faʻatauga, foia feeseeseaiga, ma sili atu.

vaega:

• Telefoni feaveaʻi
• Meafaigaluega o faiga tusitusia
• Luga lipoti
• Faafuainumera ato
• Tupe saoasaoa e fesiitai

Totogi:

• 0.8% pili totogi mo le lafoina o tupe
• Maua le mauaina o tupe
• 0,01 WM iunite i le faʻatauga

PayPal Alternatives No.22: MagicPay

Ona i ai lea o le MagicPay, e faʻapitoa ai i luga o le tulaga lamatia faʻatau pisinisi. O le Florida-based credit card processor, e ofoina auaunaga i pisinisi e maualuga ma le tau lamatia tutusa. E talia aofaʻiga aitalafu ma pepa talatupe, ala i le POS faiga, countertop credit card masini, telefoni feaveaʻi, ma sili atu.

vaega:

• vālavala
• Faigofie faigofie
• Fofo masini
• Lelei auaunaga a tagata faatau

Totogi:

• PC/tablet-based POS systems require  $10 per month and 0.50% + 5 cent per transaction
• Basic countertop terminal manaʻomia $ 20 i le masina ma
• 0.50% + 5 sene i le faʻatauga
• Uilaealesi tigaina manaʻomia $ 30 i le masina ma 0.50% + 10 sene i fefaʻatauaiga
• 1.69% + $ 0.20 Swiped agavaa
• 2.39% + $ 0.20 Swiped ogatotonu-agavaa
• 3.49% + $ 0.20 Keyed agavaa / ogatotonu-agavaa
• 3.49% + $ 0.20 e le-agavaa keyed / swiped

PayPal Alternatives No.23: Dwolla

Dwolla started off as a P2P bank transfer platform that also provided services to businesses. However, it changed over the years, and while it still offers bank transfers, it became more of a developer-friendly software option for businesses, thus slightly stepping away from a PayPal-like service. It is not a merchant account provider, nor a 3rd party processor, but rather an agent for credit unions and banks that companies can partner with.

vaega:

• Tupe totogi ACH
• Manaʻomia tala faʻamaonia
• Totogi faʻapitoa
• I luga ole faʻatau tupe totogi
• Lelei le saogalemu

Totogi:

• 0.5% i le faʻatauga mo le amata fuafuaga
• Tiute totogi mo le Fuafua Fuafuaga
• Faʻapitoa pili mo le pisinisi Fuafuaga
• $ 15 se suiga toe totogi

PayPal Alternatives: Conclusion

And that is it. These are our top PayPal alternatives for both businesses and individuals. As you can see, their fees can differ in number and amount, and in many cases, they depend on the amount that is being transferred and processed per month, as it is often the case with services used by major enterprises.

Did you like our top picks? Which PayPal alternative sounds the most interesting to you?

Ia tatou iloa i faʻamatalaga o loʻo i lalo.